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KitSplit Rental Insurance Policies

Accidents happen, but on KitSplit you are always covered. Owners: rest assured that we require renters to purchase insurance, a damage waiver, or leave a full deposit. Renters: you have the choice of three kinds of coverage:

  1. Buy Instant Short-Term Rental Insurance or Damage Coverage KitSplit renters can purchase insurance at checkout and get an instant quote and instant coverage for any rental on KitSplit. Read more about KitSplit Short-Term Insurance here.

  2. Use Your Long-term Equipment Insurance Kitsplit renters are welcome to use their own long-term equipment policy to cover rentals on KitSplit. All you need to do is make sure your policy is current and eligible to cover the rental. Then upload a Certificate of Insurance (COI) that lists the equipment owner and KitSplit as the loss payee and certificate holder. The KitSplit team will call your insurance company to verify that your insurance properly covers the equipment you’re renting.

    NOTE: KitSplit can only verify COI’s Monday-Friday 9am-5pm. If you choose to use your company’s long-term equipment insurance, please be sure to upload your COI Monday-Friday before 4pm at least one business day before your rental begins.

  3. Leave a Deposit for the full Value of the Equipment For rentals shorter than 5 days in duration, KitSplit renters can choose to leave a deposit for the value of the equipment in the form of a credit card hold. Unfortunately, this option is not available for rentals longer than 5 days in duration.

    NOTE: If your credit card limit is lower than the value of the equipment this will not be a viable option.

Questions about any of these options? Check out our FAQ.

Interested in long-term insurance? We can help with that too! As a KitSplit member, you get free Fractured Atlas membership (worth up to $240)! Fractured Atlas is an amazing arts membership-based organization and community. They have super high-quality, well-priced long-term artist insurance for their members. Email to get the private KitSplit Fractured Atlas sign up link.